{"id":801,"date":"2010-11-11T23:07:00","date_gmt":"2010-11-11T15:07:00","guid":{"rendered":"http:\/\/tokuhon.blog\/2010\/11\/11\/%e8%bd%89%e8%bc%89%e8%b2%b7%e6%a8%9310%e5%a4%a7%e8%aa%a4%e8%a7%a32010-11-11\/"},"modified":"2018-02-07T22:44:48","modified_gmt":"2018-02-07T14:44:48","slug":"%e8%bd%89%e8%bc%89%e8%b2%b7%e6%a8%9310%e5%a4%a7%e8%aa%a4%e8%a7%a32010-11-11","status":"publish","type":"post","link":"https:\/\/tokuhon.blog\/?p=801","title":{"rendered":"[\u8f49\u8f09]\u8cb7\u6a1310\u5927\u8aa4\u89e3(2010\/11\/11)"},"content":{"rendered":"

http:\/\/finance.discuss.com.hk\/viewthread.php?tid=13408120&extra=page%3D1<\/a><\/p>\n

\u8cb7\u6a1310\u5927\u8aa4\u89e3<\/p>\n

1. \u6211\u53ef\u4ee5\u4fc2\u8dcc\u5e02\u8cb7\u6a13<\/p>\n

\u4e00\u518d\u5f37\u8abf\uff0c\u5927\u8dcc\u5e02\u6642\u96d6\u7136\u6a13\u50f9\u5e73\uff0c\u4f46\u8cb7\u6a13\u7b2c\u4e00\u70ae\u6240\u9700\u7684\u8cc7\u91d1\u5514\u6703\u6309\u6bd4\u4f8b\u5927\u5e45\u6e1b\u5c11\u3002\u5927\u8dcc\u5e02\u70ba\u4f55\u6703\u51fa\u73fe\uff1f\u56e0\u70ba\u6709\u5927\u91cf\u696d\u4e3b\u8ce4\u50f9\u5272\u611b\u3002\u70ba\u4f55\u8ce4\u50f9\u90fd\u8981\u8ce3\u4ffe\u4f60\uff1f\u56e0\u70ba\u5187\u6c34\u3002\u5187\u6c34\u9ede\u89e3\u5514\u554f\u4eba\u501f\uff1f\u56e0\u70ba\u9280\u884c\u9582\u6c34\u5589\u3002\u5927\u5bb6\u5fc5\u9808\u8a18\u4f4f\uff0c\u5927\u8dcc\u5e02\u7684\u51fa\u73fe\uff0c\u4e00\u5b9a\u914d\u5408\u9280\u884c\u9582\u6c34\u5589\u3002<\/span>\u5982\u679c\u597d\u4f3c\u800c\u5bb6\u5481\uff0c\u62532\u500b\u96fb\u8a71\u5c31\u501f10\u842c\uff0c\u9ede\u89e3\u8981\u8ce4\u8ce3\u5c64\u6a13\u4ffe\u4f60\uff1f\u56e0\u6b64\uff0c\u5728\u5927\u8dcc\u5e02\u6642\u8cb7\u6a13\uff0c\u4f60\u5fc5\u9808\u6709\u5fc3\u7406\u6e96\u5099\u4f30\u5514\u8db3\u50f9\uff0c\u540c\u57cb\u90237\u6210\u90fd\u505a\u5514\u5230<\/span>\u3002\u4f8b\u5982200\u842c\u8dcc\u5269100\u842c\uff0c\u4f46\u9280\u884c\u53ea\u80af\u4f3080\u842c\uff0c\u517c\u53ea\u80af\u505a6\u6210\uff0c\u90a3\u9ebc\u4f60\u5c31\u8981\u561452\u842c\u3002\u5982\u679c\u4f60\u4fc2\u8ad7\u4f4f\u752810\u842c\u7d93MC\u4e0a\u5462\u500b100\u842c\u76e4\uff0c\u53ef\u4ee5\u8fd4\u5c4b\u4f01\u8a13\u89ba\u3002<\/p>\n

\u9084\u6709\uff0c\u8981\u4fc2\u5927\u8dcc\u5e02\u6642\u8cb7\u5e73\u6a13\uff0c\u4f60\u8981\u6709\u597d\u591a\u73fe\u91d1<\/span>\u3002\u6211\u5f37\u8abf\u4fc2\u73fe\u91d1\uff0c\u5514\u4fc2\u80a1\u7968\u6216\u5176\u4ed6\u9700\u8981\u8b8a\u8ce3\u65e2\u8cc7\u7522\uff0c\u56e0\u70ba\u4f60\u65e2\u80a1\u7968\u4fc2\u5927\u8dcc\u5e02\u6642\u4e00\u6a23\u6703\u4e0b\u8abf\u3002<\/p>\n

\u4f30\u50f98\u6298\u505a6\u6210\uff0c\u4fc2\u975e\u5e38\u6a02\u89c0\u4fdd\u5b88\u7684\u4f30\u8a08\u6578\u5b57\uff0c\u4e8b\u5be6\u4e0a\uff0c\u572808\u91d1\u878d\u6d77\u6f5a\u6642\uff0c\u90e8\u4efd\u9280\u884c\u5728\u7c3d\u6309\u63ed\u5951\u524d\u7a81\u7136\u7d42\u6b62\u7533\u8acb\uff0c1\u6210\u6703\u90fd\u5514\u4ffe\u4e0a\u65e2\u500b\u6848\u771f\u4fc2\u767c\u751f\u904e\u3002\u53e6\u5916\uff0c\u9664\u975e\u95a3\u4e0b\u4fc2\u516c\u52d9\u54e1\uff0c\u5426\u5247\u5728\u5927\u8dcc\u5e02\u6642\u597d\u96e3\u4fdd\u8a3c\u6536\u5165\u4e0d\u6703\u4e0b\u8dcc\u3002<\/p>\n

\u7d50\u8ad6\uff1a\u4f60\u9700\u8981\u6301\u6709\u76ee\u6a19\u6a13\u50f950%\u4ee5\u4e0a\u7684\u73fe\u91d1<\/span>\u3002<\/p>\n

2. \u6a13\u50f9\u4e00\u5b9a\u6703\u4e0b\u8dcc<\/p>\n

\u6a13\u50f9\u5728\u77ed\u671f\u5167\u6709\u4e0a\u843d\u662f\u4e8b\u5be6\uff0c\u4f46\u53e6\u4e00\u500b\u66f4\u91cd\u8981\u65e2\u4e8b\u5be6\u4fc2\uff0c\u4ee530\u5e74\u70ba\u89c0\u5bdf\u671f\u7684\u8a71\uff0c\u6a13\u50f9\u53ea\u6703\u4e0a\u5347\u4e0d\u6703\u4e0b\u8dcc<\/span>\uff0103\u6c99\u58eb\u50f9\u662f\u9999\u6e2f\u8fd1\u5341\u5e74\u6700\u4f4e\u50f9\uff0c\u7f8e\u5b5a\u768403\u544e\u50f9\u7d04\u70ba1600\uff0c\u4f461600\u9019\u500b\u8ce4\u50f9\u4ecd\u7136\u4fc2\u7f8e\u5b5a\u5165\u4f19\u50f9\u768410\u591a\u500d\uff01\u4e8b\u5be6\u4e0a\uff0c\u67d0\u6642\u671f\u7684\u4f4e\u50f9\uff0c\u901a\u5e38\u90fd\u6703\u6bd4\u4e0a\u4e00\u500b\u6642\u671f\u7684\u9ad8\u50f9\u9084\u8981\u9ad8<\/span>\u3002\u7b49\u6a13\u50f9\u7206\u7834\u7684\u670b\u53cb\uff0c\u8981\u6709\u5fc3\u7406\u6e96\u5099\u7206\u7834\u5f8c\u7684\u6a13\u50f9\u548c\u4eca\u65e5\u7684\u50f9\u5176\u5be6\u5dee\u4e0d\u591a\u3002<\/p>\n

\u56e0\u6b64\uff0c\u5982\u679c\u4f60\u4fc2\u7528\u5bb6\uff0c\u8ad7\u4f4f\u9577\u4f4f20~30\u5e74\uff0c\u53ea\u8981\u4f9b\u6b3e\u4fc2\u80fd\u529b\u7bc4\u570d\u5167\uff0c\u5c31\u7b9797\u5e74\u8cb7\u6a13\u4e00\u6a23\u5187\u554f\u984c\uff0c\u56e0\u70ba\u6a13\u50f9\u5347\u8dcc\u4e0d\u6703\u5f71\u97ff\u4f60\u4e00\u65e9\u5df2\u8a08\u5283\u597d\u65e2\u4f9b\u6b3e\uff0c20\u5e74\u5f8c\u6a13\u50f9\u4e00\u5b9a\u6703\u8d85\u904e\u8cb7\u5165\u50f9(\u8acb\u5c0d\u6bd41983\u53ca2003\u7684\u6a13\u50f9)\u3002<\/p>\n

\u7d50\u8ad6\uff1a\u4ee520~30\u5e74\u9577\u7dda\u7747\uff0c\u6a13\u50f9\u4e00\u5b9a\u5347\u3002\u77ed\u671f\u5347\u8dcc\u53ea\u4fc2\u70ba\u7092\u5bb6\u800c\u8a2d\u3002<\/span><\/p>\n

3. \u9072\u65e9\u6703\u52a0\u606f<\/p>\n

\u8b1b\u5f97\u5462\u53e5\u8aaa\u8a71\uff0c\u5373\u4fc2\u8a71\u800c\u5bb6\u606f\u5e73\u3002\u4fc2\u4eba\u90fd\u77e5\u9072\u65e9\u6703\u52a0\u606f\uff0c\u4f46\u91cd\u9ede\u4fc2\u606f\u53e3\u4ef2\u5e73\u65e2\u6642\u5019\u4f60\u9084\u5de6\u5e7e\u591a\u672c\u91d1<\/span>\uff1f\u623f\u8cb8\u597d\u516c\u9053\uff0c\u672c\u91d1\u5c11\u5de6\uff0c\u606f\u6703\u6309\u6bd4\u4f8b\u6e1b\u5c11\uff0c\u4fc2\u4f4e\u606f\u74b0\u5883\u4e0b\u4f60\u53ef\u4ee5\u597d\u8f15\u6613\u5c31\u9084\u5e7e\u5341\u842c\u672c\u91d1<\/span>\u3002\u5373\u4f7f\u52a0\u606f\uff0c\u5c0d\u4f60\u7684\u5be6\u969b\u5f71\u97ff\u6975\u5fae\u3002<\/p>\n

\u7d50\u8ad6\uff1a\u8d81\u606f\u5e73\u591a\u9084\u672c\u91d1\uff0c\u9ede\u6703\u6015\u52a0\u606f\uff01<\/p>\n

4. \u4f9b30\u5e74\u6a13\u4fc2\u6a13\u5974<\/p>\n

\u6211\u5beb\u5305\u55ae\uff0c\u8b1b\u5f97\u51fa\u5462\u53e5\u8aaa\u8a71\u65e2\u4eba\u5b78\u6b77\u4e0d\u6703\u8d85\u904e\u5c0f\u5b786\u5e74\u7d1a\u3002\u4e16\u754c\u4e0a\u6240\u6709\u9280\u7d19\u73fe\u5728\u5747\u4ee5\u6bcf30\u5e74\u8dcc95%\u7684\u901f\u5ea6\u8cb6\u503c<\/span>\uff0c\u7c21\u55ae\u4f86\u8aaa\uff0c30\u5e74\u5f8c\u6e2f\u5e63\u7684\u8cfc\u8cb7\u529b\uff0c\u548c\u73fe\u5728\u7684\u65e5\u5713\u5dee\u4e0d\u591a\uff0c\u5373\u662f\u8aaa\uff0c\u4eca\u65e5\u6211\u501f\u6e2f\u5e63100\u842c\uff0c\u9084\u5230\u7b2c30\u5e74\u5c31\u8b8a\u5de6100\u842cyen\u3002\u7576\u7136\uff0c\u4e2d\u9014\u4f60\u4fc2\u6709\u4e0d\u65b7\u4f9b\u6b3e\uff0c\u4f46\u4f60\u6bcf\u671f\u4f9b\u6b3e\u7684\u8cfc\u8cb7\u529b\u90fd\u6703\u8cb6\u503c\uff0c\u8b8a\u76f8\u4f60\u53ef\u4ee5\u7528\u8cb6\u503c\u5f8c\u7684\u8ca8\u5e63\u8cfc\u8cb7\u672a\u8cb6\u503c\u7684\u8cc7\u7522<\/span>\u3002\u5e7b\u60f3\u4e00\u4e0b\u4f60\u53ef\u4ee5\u7528\u4eca\u65e5\u65e2\u8eab\u5bb6\uff0c\u5750\u6642\u5149\u6a5f\u56de\u52301980\u5e74\u8cb7\u7576\u6642\u65e2\u6a13\u3002\u56e0\u6b64\uff0c30\u5e74\u7684\u4f9b\u6b3e\u671f\u5167\uff0c\u4f9b\u6b3e\u58d3\u529b\u4fc2\u6703\u8d8a\u4f86\u8d8a\u4f4e\uff0c\u56e0\u70ba\u4f60\u7684\u50b5\u9805\u4e0d\u65b7\u8cb6\u503c<\/span>\u3002\u982d10\u5e74\u662f\u6700\u8271\u82e6\u56f0\u96e3\u7684\uff0c\u4e2d\u959310\u5e74\u53ef\u4ee5\u6709\u9592\u9322\u53bb\u4e0b\u65c5\u884c\uff0c\u5f8c10\u5e74\u4f9b\u6b3e\u6bd4\u98f2\u8336\u9322\u9084\u8981\u4f4e\u3002<\/p>\n

\u7d50\u8ad6\uff1a\u4f9b\u6a13\u4fc2\u6703\u8d8a\u4f86\u8d8a\u8f15\u9b06<\/p>\n

5. \u5514\u8cb7\u6a13\u53ef\u4ee5\u79df<\/p>\n

\u4f9b\u6a13\u58d3\u529b\u6703\u96a8\u6642\u9593\u6e1b\u5f31\uff0c\u56e0\u70ba\u4f60\u7528\u672a\u4f86\u8cb6\u503c\u5f8c\u7684\u9322\uff0c\u53bb\u9084\u4eca\u65e5\u672a\u8cb6\u503c\u7684\u9322\u3002\u4f46\u79df\u91d1\u5c31\u76f8\u53cd\uff0c\u4f60\u4e00\u5b9a\u8981\u7528\u7576\u6642\u7684\u9322\u53bb\u9084\u7576\u6642\u7684\u9322<\/span>\uff0c\u5373\u662f\u8aaa\uff0c\u7576\u4f9b\u6b3e\u91d1\u984d\u56fa\u5b9a\u4e0b\u4f86\uff0c\u79df\u91d1\u537b\u4fc2\u6703\u96a8\u6642\u9593\u4e0d\u65b7\u4e0a\u5347\uff0c\u4f8b\u5982\u8ca8\u5e63\u6bcf30\u5e74\u4e0b\u8dcc95%\uff0c\u79df\u91d1\u5c31\u6703\u540c\u6a23\u4ee5\u6bcf30\u5e74\u534720\u500d\u7684\u901f\u5ea6\u4e0a\u5347<\/span>\u3002\u7576\u7136\uff0c\u9019\u662f\u5047\u8a2d\u6c92\u6709\u52a0\u606f\u3002\u4f46\u5373\u4f7f\u6709\u52a0\u606f\uff0c\u4ea6\u4e0d\u898b\u5f97\u79df\u6a13\u6703\u6709\u8457\u6578\uff0c\u56e0\u70ba\u696d\u4e3b\u6703\u6309\u6210\u672c\u52a0\u79df\uff0c\u5187\u6b7b\u932f\u4eba\u3002<\/p>\n

\u79df\u6a13\u7684\u53e6\u4e00\u500b\u554f\u984c\u4fc2\uff0c\u4f60\u548c\u696d\u4e3b\u7684\u8ca1\u5bcc\u5dee\u8ddd\u8d8a\u62c9\u8d8a\u5927\uff0c\u5047\u8a2d\u4eca\u5929\u4f60\u548c\u696d\u4e3b\u8eab\u5bb6\u90fd\u4fc2100\u842c\uff0c\u79df\u4e862\u5e74\u6a13\u6d17\u5de620\u842c\uff0c\u4f60\u7684\u8eab\u5bb6\u8b8a\u621080\u842c\uff0c\u696d\u4e3b\u5c31120\u842c\uff0c\u5dee\u8ddd\u4fc240\u842c\uff0c\u4ea6\u5373\u4f60\u73fe\u6709\u8eab\u5bb6\u7684\u4e00\u534a\u3002\u7576\u7136\uff0c\u4f60\u6295\u8cc7\u6709\u9053\uff0c\u53ef\u4ee5\u7528\u546280\u842c\u672c\u91d1\u8cfa\u8d85\u904e40\u842c\uff0c\u5247\u53e6\u4f5c\u5225\u8ad6\u3002\u4f46\u5047\u5982\u4f60\u5514\u6295\u8cc7\uff0c\u7d14\u505a\u79df\u5ba2\uff0c\u4f60\u6703\u767d\u767d\u5c07\u65e5\u5f8c\u5165\u5e02\u4e0a\u8eca\u65e2\u8cc7\u91d1\u9001\u4ffe\u696d\u4e3b<\/span>\u3002\u79df\u91d1\u56de\u58315\u5398\u77e5\u5514\u77e5\u5373\u4fc2\u9ede\u89e3\uff1f\u5373\u4fc2\u8a71\u4f60\u79df20\u5e74\u7684\u8a71\uff0c\u4f60\u5c31\u9001\u5de6\u5c64\u6a13\u4ffe\u696d\u4e3b\u3002\u591a\u8b1d\u593e\u627f\u60e0\u3002<\/p>\n

\u7d50\u8ad6\uff1a\u5e74\u8f15\u4eba\u61c9\u8a72\u540c\u963f\u5abd\u4f4f\uff0c\u7701\u56de\u79df\u91d1\u652f\u51fa\u3002\u89812\u4eba\u4e16\u754c\u53ef\u4ee5\u79df\u6642\u9418\u3002<\/p>\n

6. \u751f\u6d3b\u8cea\u7d20\u5514\u53ef\u4ee5\u59a5\u5354<\/p>\n

\u597d\u591a\u4eba\u5514\u63a5\u53d7\u820a\u6a13\u3001\u55ae\u5e62\u6a13\u3001\u5927\u897f\u5317\uff0c\u8a71\u5514\u6703\u70ba\u4e0a\u8eca\u800c\u964d\u4f4e\u751f\u6d3b\u8cea\u7d20\u3002\u8acb\u8b93\u672c\u4eba\u544a\u8a34\u4f60\u4e00\u500b\u6b98\u9177\u7684\u4e8b\u5be6\uff0c\u5982\u679c\u4f60\u7684\u80fd\u529b\u53ea\u80fd\u8cb7\u820a\u6a13\u3001\u55ae\u5e62\u6a13\u3001\u5927\u897f\u5317\uff0c\u4f60\u5187\u8cc7\u683c\u8b1b\u8cea\u7d20\u3002\u5982\u679c\u4f60\u4fc2\u6253\u5de5\u4ed4\uff0c\u6bcf\u65e5\u53ef\u4ee5\u4fc2\u5c4b\u4f01\u65e2\u6e05\u9192\u6642\u9593\u5514\u6703\u8d85\u904e6\u5c0f\u6642\uff0c\u6709\u4e5c\u8cea\u5514\u8cea\u7d20\uff1f<\/span>\u8a13\u5230\u671d\u65e911\u9ede\uff0c\u7136\u5f8c\u5148\u8003\u616e\u4eca\u65e5\u8fd4\u5514\u8fd4\u516c\u53f8\u6253\u9ede\u4e00\u4e0b\uff0c\u5462d\u5c31\u53eb\u8cea\u7d20\u3002<\/p>\n

\u7d50\u8ad6\uff1a\u5148\u8b1b\u8cc7\u683c\uff0c\u5f8c\u8ac7\u8cea\u7d20<\/p>\n

7. \u7092\u5bb6\u7092\u9ad8\u6a13\u50f9<\/p>\n

\u932f\uff01\u5be6\u969b\u4fc2\u300c\u8cb7\u5bb6\u8cb7\u9ad8\u6a13\u50f9\u300d\u3002\u5187\u7092\u5bb6\u5514\u4ee3\u8868\u7528\u5bb6\u6703\u5e73\u8ce3\u4ffe\u4f60\uff0c\u6709\u4eba\u80af\u63a5\u7092\u5bb6\u8ca8\uff0c\u4ee3\u8868\u7092\u5bb6\u6709\u773c\u5149\uff0c\u4f30\u8a08\u5230\u672a\u4f86\u6a13\u50f9\u6709\u6c34\u4f4d\uff0c\u4fc2\u5148\u6709\u8cfc\u8cb7\u529b\u5f8c\u6709\u7092\u5bb6\u3002\u5176\u5be6\u6709\u8cb7\u904e\u6a13\u90fd\u6703\u77e5\uff0c\u8cb7\u7092\u5bb6\u8ca8\u597d\u8cb7\u904e\u7528\u5bb6\u8ca8\uff0c\u8b70\u50f9\u7a7a\u9593\u6bd4\u7528\u5bb6\u76e4\u5927\uff0c\u56e0\u70ba\u7092\u5bb6\u4fc2\u505a\u751f\u610f\uff0c\u8a08\u597d\u500bROI\u5514\u6015\u5e73\u5c11\u5c11\u8ce3\u4ffe\u4f60<\/span>\uff0c\u4f46\u7528\u5bb6\u5c31\u7687\u5e1d\u5973\u5514\u6182\u5ac1\uff0c\u5927\u4e0d\u4e86\u4f4f\u591a2\u5e74\u5148\u8ce3\u3002\u518d\u8005\uff0c\u7092\u5bb6\u8cb7\u5b8c\u4e00\u5b9a\u8ce3\uff0c\u7a69\u5b9a\u4f9b\u61c9\uff0c\u7528\u5bb6\u5c31\u6709\u5165\u5187\u51fa\uff0c\u7092\u5bb6\u6709\u6642\u53cd\u800c\u6703\u6709\u8abf\u4f4e\u6a13\u50f9\u7684\u5e73\u8861\u529f\u80fd\u3002<\/p>\n

\u7d50\u8ad6\uff1a\u81ea\u9858\u7684\u50f9\u5c31\u4fc2\u5e02\u50f9<\/p>\n

8. \u5e02\u5340\u6a13\u6297\u8dcc\u529b\u5f37<\/p>\n

\u6297\u8dcc\u529b\u662f\u5927\u8dcc\u5e02\u6642\u696d\u4e3b\u7e7c\u7e8c\u4f9b\u6b3e\u7684\u80fd\u529b\uff0c\u56e0\u6b64\uff0c\u4ee5\u4e0b\u985e\u5225\u7684\u7269\u696d\u6297\u8dcc\u529b\u4e00\u5b9a\u5f37\uff1a<\/span><\/p>\n

\u4e00\u3001        \u5927\u90e8\u4efd\u696d\u4e3b\u5df2\u4f9b\u65b7\u7684\u5c4b\u82d1(\u6c92\u6709\u4f9b\u6a13\u58d3\u529b)<\/span>
\u4e8c\u3001        \u5927\u90e8\u4efd\u696d\u4e3b\u7684\u8cb7\u5165\u50f9\u90fd\u5f88\u4f4e(\u4f9b\u6a13\u58d3\u529b\u6975\u4f4e)<\/span>
\u4e09\u3001        \u696d\u4e3b\u771f\u4fc2\u597d\u6709\u9322(\u6c92\u6709\u6536\u5165\u58d3\u529b)<\/span><\/p>\n

\u56e0\u6b64\uff0c\u8001\u724c\u5c4b\u82d1(\u7b2c1\u985e)\u3001\u65b0\u754c100\u842c\u4e0a\u4e0b\u7684\u7269\u696d\u3001\u534a\u5c71\u8c6a\u5b85\u7684\u6297\u8dcc\u529b\u4e00\u5b9a\u9ad8\uff0c\u5176\u4e2d\u534a\u5c71\u8c6a\u5b85\u6700\u5f37\u3002\u800c\u8001\u724c\u5c4b\u82d1\u5982\u592a\u53e4\u57ce\u3001\u7f8e\u5b5a\u65b0\u6751\u90fd\u4f4d\u65bc\u5e02\u5340\uff0c\u6545\u7522\u751f\u6297\u8dcc\u529b\u5f37\u7684\u5047\u8c61\u3002<\/p>\n

\u4ee5\u4e0b\u7269\u696d\u6297\u8dcc\u529b\u6700\u5f31\uff1a<\/span><\/p>\n

\u4e00\u3001        \u88ab\u767c\u5c55\u5546\u98df\u76e1\u6ea2\u50f9\u7684\u4e00\u624b\u6a13<\/span>
\u4e8c\u3001        \u696d\u4e3b\u591a\u6578\u662f\u9ad8\u6536\u5165\u6253\u5de5\u4ed4(\u4e00\u65e6\u5931\u696d\u5f88\u96e3\u5728\u77ed\u6642\u9593\u5167\u627e\u5230\u540c\u6a23\u4eba\u5de5\u7684\u5de5\u4f5c)<\/span>
\u4e09\u3001        \u5165\u4f19\u65e5\u671f\u63a5\u8fd1\u7206\u7834\u65e5\u671f\u7684\u7269\u696d<\/span><\/p>\n

\u6b64\u4e09\u9805\u689d\u4ef6\u53ef\u4ee5\u540c\u6642\u51fa\u73fe\u3002<\/font><\/p>\n

9. \u4ee5\u5916\u5e63\u4ee3\u66ff\u623f\u5730\u7522\u4f5c\u70ba\u5132\u84c4\u4fdd\u503c\u5de5\u5177<\/p>\n

QE\u914d\u5408\u90e8\u4efd\u6e96\u5099\u91d1\u5236\u5ea6\uff0c\u4ee4\u7f8e\u5143\u7684\u6d41\u901a\u91cf\u5927\u5e45\u589e\u52a0\uff0c\u5176\u4ed6\u8ca8\u5e63\u76f8\u5c0d\u7f8e\u5143\u56e0\u6b64\u51fa\u73fe\u986f\u8457\u5347\u503c\u3002\u8eab\u908a\u6709\u4e0d\u5c11\u670b\u53cb\u8003\u616e\u5c07\u6e2f\u5143\u514c\u63db\u6210\u4eba\u6c11\u5e63\u6216\u6fb3\u5143\u640f\u5347\u503c\u3002<\/p>\n

\u9996\u5148\uff0c\u6211\u4e0d\u53cd\u5c0d\u5c07\u624b\u982d\u6301\u6709\u7684\u5c11\u91cf\u73fe\u91d1\u63db\u6210\u5916\u5e63\u5c0d\u6c96\u6e2f\u5e63\u8cb6\u503c\u3002\u4f46\u82e5\u679c\u624b\u982d\u6301\u6709\u6578\u5341\u842c\u81f3\u6578\u767e\u842c\u6e2f\u5e63\uff0c\u6a13\u8207\u5916\u5e632\u64c7\u5176\u4e00\uff0c\u5247\u4e00\u5b9a\u662f\u9078\u64c7\u78da\u982d\u5be6\u7269\u3002<\/p>\n

QE\u662f\u806f\u5132\u5c40\u5728\u5e33\u7c3f\u4e0a\u7121\u4e2d\u751f\u6709\u6578\u4ee5\u5343\u842c\u5104\u8a08\u7684\u7f8e\u5143\uff0c\u5176\u597d\u8655\u6709\u56db\uff1a<\/p>\n

1. \u523a\u6fc0\u7f8e\u570b\u672c\u571f\u6d88\u8cbb\u5e02\u5834\uff0c\u6539\u5584\u5931\u696d\uff0c\u9019\u500b\u662f\u5b98\u65b9\u89e3\u91cb
2. \u7528\u8cb6\u503c\u5f8c\u7684\u7f8e\u5143\u511f\u9084\u7f8e\u570b\u570b\u50b5\uff0c\u501f10\u868a\u90847\u868a\uff0c\u6de8\u8cfa3\u868a
3. \u524a\u5f31\u4ee5\u7f8e\u5143\u4f5c\u5132\u5099\u7684\u570b\u5bb6\u4e4b\u570b\u529b\uff0c\u5c24\u5176\u662f\u8207\u7f8e\u570b\u6709\u5927\u984d\u8cbf\u6613\u9806\u5dee\u7684\u570b\u5bb6\uff0c\u5982\u4e2d\u570b
4. \u589e\u5f37\u672c\u570b\u51fa\u53e3\u7684\u7af6\u722d\u529b\uff0c\u5c24\u5176\u8fb2\u7522\u54c1<\/p>\n

\u986f\u800c\u6613\u898b\uff0c\u7f8e\u570b\u4ee5\u5916\u7684\u570b\u5bb6\u70ba\u4fdd\u51fa\u53e3\u8cbf\u6613\u8207\u53ca\u570b\u5bb6\u7684\u6574\u4f53\u7d93\u6fdf\uff0c\u5fc5\u9808\u53c3\u8207\u5370\u9280\u7d19\u904a\u6232\u4ee4\u672c\u570b\u8ca8\u5e63\u8cb6\u503c\u3002\u6fb3\u5143\u3001\u4eba\u6c11\u5e63\u548c\u7f8e\u5143\u4e00\u6a23\u6b63\u5728\u4e0d\u65b7\u5370\u9280\u7d19\uff0c\u76e1\u53ef\u80fd\u7dad\u6301\u73fe\u6709\u7684\u7f8e\u5143\u532f\u7387\uff0c\u7531\u65bc\u6fb3\u5143\u3001\u4eba\u6c11\u5e63\u4e0d\u65b7\u589e\u52a0\u8ca8\u5e63\u6d41\u901a\u91cf\uff0c\u4ee4\u672c\u571f\u7269\u50f9\u4e0a\u6f32\uff0c\u574a\u9593\u56e0\u800c\u6307\u63a7\u7f8e\u570b\u300c\u8f38\u51fa\u901a\u8139\u300d\u3002\u6fb3\u5143\u3001\u4eba\u6c11\u5e63\u53ca\u5176\u4ed6\u8ca8\u5e63\u6b63\u5728\u4e0d\u65b7\u5370\u9280\u7d19\uff0c\u4e0d\u65b7\u8cb6\u503c\u662f\u9435\u4e00\u822c\u7684\u4e8b\u5be6\uff0c\u9999\u6e2f\u4eba\u4e4b\u6240\u4ee5\u6703\u7522\u751f\u6fb3\u5143\u5347\u3001\u4eba\u6c11\u5e63\u5347\u503c\u7684\u611f\u89ba\uff0c\u662f\u56e0\u70ba\u7f8e\u5143\u6e2f\u5143\u7684\u8cb6\u503c\u901f\u5ea6\u66f4\u5feb\u3002\u4efb\u4f55\u4e00\u500b\u4e2d\u570b\u3001\u6fb3\u6d32\u7684\u8001\u767e\u59d3\uff0c\u5728\u9019\u4e00\u523b\u90fd\u6703\u611f\u5230\u81ea\u5df1\u7684\u8ca8\u5e63\u5728\u672c\u570b\u5167\u7684\u8cfc\u8cb7\u529b\u8d8a\u4f86\u8d8a\u4f4e\uff0c\u901a\u8139\u731b\u65bc\u864e\uff01<\/p>\n

\u6fb3\u5143\u3001\u4eba\u6c11\u5e63\u7b49\u8ca8\u5e63\u96d6\u7136\u5728\u8fd1\u671f\u76f8\u5c0d\u6e2f\u5e63\u6709\u986f\u8457\u5927\u984d\u5347\u5e45\uff0c\u4f46\u76f8\u5c0d\u5be6\u7269\u4f8b\u5982\u7269\u696d\u751a\u81f3\u65e5\u7528\u54c1\uff0c\u6fb3\u5143\u548c\u4eba\u6c11\u5e63\u540c\u6a23\u662f\u4e0d\u65b7\u8cb6\u503c\u3002\u5c07\u8eab\u5bb6\u6295\u653e\u5728\u6fb3\u5143\u548c\u4eba\u6c11\u5e63\uff0c\u53ea\u4e0d\u904e\u662f\u7531\u4e00\u689d\u8cca\u8239\u8df3\u53bb\u53e6\u4e00\u689d\uff0c\u5230\u6700\u5f8c\u5373\u4f7f\u5916\u5e63\u6709\u6240\u65ac\u7372\uff0c\u5c0d\u5be6\u7269\u7684\u8cfc\u8cb7\u529b\u7121\u53ef\u907f\u514d\u4e00\u5b9a\u6703\u4e0b\u8dcc\uff0c\u56e0\u70ba\u8ca8\u5e63\u7684\u4f9b\u61c9\u589e\u52a0\u901f\u5ea6\u9060\u8d85\u5be6\u7269\u7684\u751f\u7522\u901f\u5ea6\u3002\u56e0\u6b64\uff0c\u6211\u662f\u6975\u5176\u53cd\u5c0d\u8ce3\u6a13\u8cb7\u5916\u5e63\u7684\u6295\u8cc7\u65b9\u6cd5\u3002\u4f46\u6211\u8981\u5f37\u8abf\u4e00\u9ede\uff0c\u4eba\u5728\u793e\u6703\u751f\u5b58\u4e00\u5b9a\u8981\u6709\u4e00\u9ede\u73fe\u91d1\uff0c\u8cfc\u8cb7\u8cb6\u503c\u901f\u5ea6\u8f03\u4f4e\u7684\u5916\u5e63\u4f5c\u5c0d\u6c96\u6211\u662f\u8d0a\u6210\u7684\u3002\u6211\u6240\u53cd\u5c0d\u7684\u662f\u4ee5\u5916\u5e63\u4f5c\u70ba\u4e3b\u8981\u6295\u8cc7\/\u5132\u84c4\u5de5\u5177\u3002<\/p>\n

\u9999\u6e2f\u4f7f\u7528\u4eba\u6c11\u5e63\u4f5c\u70ba\u5132\u84c4\u5de5\u5177\u9084\u6709\u4e00\u500b\u56b4\u91cd\u554f\u984c\uff0c\u5c31\u662f\u65e5\u9650\u63d0\u6b3e2\u842c\u5143\u7684\u9650\u5236\u3002\u5373\u4f7f\u4f60\u5728\u6ed9\u8c50\u3001\u6046\u751f\u3001\u6e23\u6253\u3001\u4e2d\u9280\u3001\u6771\u4e9e\u2026\u2026\u7b4910\u9593\u9280\u884c\u5404\u958b\u4e00\u500b\u4eba\u6c11\u5e63\u6236\u53e3\uff0c\u63d0\u6b3e\u6216\u8f49\u79fb100\u842c\u4ecd\u9700\u66425\u500b\u5de5\u4f5c\u5929\u3002\u986f\u800c\u6613\u898b\uff0c\u5c0d\u9999\u6e2f\u4eba\u4f86\u8aaa\uff0c\u4ee5\u4eba\u6c11\u5e63\u4f5c\u70ba\u5927\u984d\u5132\u84c4\u8ca8\u5e63\u73fe\u6642\u4ecd\u7136\u662f\u4e0d\u53ef\u884c\u7684\u3002<\/p>\n

10. \u4e2d\u570b\u5bcc\u8c6a\u7684\u8cc7\u91d1\u6703\u5fb9\u96e2\u9999\u6e2f<\/p>\n

\u8981\u5206\u6790\u4e2d\u570b\u5bcc\u8c6a\u70ba\u4f55\u5728\u9999\u6e2f\u8cb7\u6a13\u8cb7\u80a1\uff0c\u5c31\u4e00\u5b9a\u8981\u660e\u767d\u4e2d\u570b\u7684\u570b\u60c5\u3002\u5728\u4e2d\u570b\u8981\u767c\u8ca1\uff0c\u4e00\u5b9a\u8981\u6709\u4eba\u8108\u95dc\u4fc2\uff0c\u6240\u8b02\u300c\u95dc\u4fc2\u300d\uff0c\u8aaa\u7a7f\u4e86\u5176\u5be6\u662f\u5229\u76ca\u8f38\u9001\uff0c\u884c\u8cc4\u9001\u79ae\u9001\u5973\u4eba\u3002\u9019\u4e9b\u884c\u70ba\u96d6\u7136\u662f\u4e2d\u570b\u5546\u754c\u7684\u57fa\u672c\u529f\uff0c\u4f46\u540d\u7fa9\u4e0a\u5176\u5be6\u662f\u72af\u6cd5\u7684\u3002\u5728\u4e2d\u570b\u8981\u767c\u8ca1\u800c\u53c8\u51fa\u65bc\u6c61\u6ce5\u800c\u4e0d\u67d3\uff0c\u57fa\u672c\u4e0a\u662f\u6c92\u6709\u53ef\u80fd\uff0c\u6240\u6709\u4eba\u90fd\u6709\u72af\u6cd5\uff0c\u751a\u81f3\u61c9\u8aaa\u6240\u6709\u4eba\u90fd\u5fc5\u9808\u72af\u6cd5\u3002\u4e2d\u570b\u7684\u5bcc\u8c6a\u5fc3\u77e5\u809a\u660e\u4e2d\u570b\u662f\u4eba\u6cbb\u4e0d\u662f\u6cd5\u6cbb\uff0c\u90fd\u6703\u6015\u6709\u671d\u4e00\u65e5\u81ea\u5df1\u6703\u8b8a\u6210\u7b2c\u4e8c\u500b\u9ec3\u5149\u88d5\u6216\u5468\u6b63\u6bc5\uff0c\u7a81\u7136\u6709\u4e00\u5929\u88ab\u4eba\u4e0a\u9580\u6284\u5bb6\uff0c\u5bb6\u8ca1\u76e1\u5931\uff0c\u746f\u74ab\u5165\u7344\u3002\u8ca1\u7522\u53ea\u8981\u4ecd\u5728\u4e2d\u570b\u570b\u5167\uff0c\u90fd\u6703\u6709\u88ab\u5b8c\u5168\u5145\u516c\u7684\u53ef\u80fd\uff0c\u70ba\u4fdd\u7372\u5bb6\u7522\uff0c\u5bcc\u8c6a\u5fc5\u9808\u5c07\u751f\u610f\u904b\u4f5c\u4ee5\u5916\u7684\u9322\u5077\u904b\u5230\u5883\u5916(\u8d70\u8cc7\u4e5f\u662f\u975e\u6cd5\u7684)\uff0c\u65e5\u5f8c\u5373\u662f\u4e0d\u5e78\u5728\u4e2d\u570b\u88ab\u6284\u5bb6\uff0c\u4ecd\u7136\u53ef\u4ee5\u6709\u8cc7\u91d1\u884c\u8cc4\u8cfc\u8cb7\u81ea\u7531\u3002\u5426\u5247\u4e00\u65e6\u6210\u70ba\u4e00\u7121\u6240\u6709\u7684\u968e\u4e0b\u56da\uff0c\u5247\u4e00\u5b9a\u6c38\u4e0d\u8d85\u751f\u3002<\/p>\n

\u56e0\u6b64\uff0c\u4e2d\u570b\u7684\u5bcc\u8c6a\u5343\u5c71\u842c\u6c34\u628a\u4ee5\u5343\u842c\u8a08\u7684\u73fe\u91d1\u5077\u904b\u5230\u9999\u6e2f\u8cb7\u6a13\u8cb7\u80a1\uff0c\u4f60\u8981\u4ed6\u628a\u9322\u9001\u56de\u4e2d\u570b\u5373\u662f\u8981\u4ed6\u7684\u547d\u3002\u9999\u6e2f\u662f\u4e2d\u570b\u5bcc\u8c6a\u7684\u4fdd\u96aa\u7bb1\uff0c\u53ea\u8981\u9999\u6e2f\u7684\u6cd5\u5236\u4ecd\u5065\u5168\uff0c\u884c\u653f\u53f8\u6cd5\u4ecd\u7368\u7acb\u65bc\u4e2d\u570b\u5927\u9678\uff0c\u4e2d\u570b\u5bcc\u8c6a\u7684\u8cc7\u91d1\u662f\u4e0d\u6703\u96e2\u958b\u9999\u6e2f\u7684\u3002(\u570b\u5167\u540c\u80de\u5982\u6b32\u8f49\u8f09\uff0c\u8acb\u81ea\u884c\u548c\u8ae7)<\/p>\n

\u5f8c\u8a18\uff1a\u5e02\u5834\u6703\u56b4\u61f2\u7747\u932f\u5e02\u65e2\u4eba\uff0c\u82e5\u679c\u4f60\u89ba\u5f97\u6211\u7684\u89c0\u9ede\u4fc2\u932f\u7684\u8a71\uff0c\u5c31\u8b93\u5e02\u5834\u53bb\u61f2\u7f70\u6211\uff0c\u540c\u6a23\uff0c\u95a3\u4e0b\u82e5\u679c\u7747\u932f\u5e02\uff0c\u5fc5\u9808\u8981\u6709\u88ab\u5e02\u5834\u56b4\u61f2\u7684\u5fc3\u7406\u6e96\u5099\u3002\u88dc\u5145\u4e00\u9ede\uff0c\u6c92\u6709\u81ea\u4f4f\u6a13\u7684\u79df\u5ba2\uff0c\u4f60\u5011\u73fe\u6642\u6b63\u5728\u88ab\u5e02\u5834\u61f2\u7f70\uff0c\u53cd\u4e0d\u53cd\u7701\u662f\u4f60\u5011\u7684\u81ea\u7531\u3002<\/font><\/p>\n

\u53e6\u5916\u5169\u7bc7comment\uff1a<\/p>\n

\u8cb7\u6a138\u5927\u8aa4\u89e3 — Comment in blue <\/a><\/p>\n

\u597d\u53cb\u81e8\u6b7b\u524d 7 \u5927\u8b0a\u8a00\u627e\u50bb\u4ed4\u63a5\u706b\u68d2!<\/a><\/p>\n

\u7121\u4f86\u4e00\u6392\u7adf\u7136\u6709\u4eba\u4e82 up \u4e00 d \u4f3c\u662f\u800c\u975e\u7684\u8a00\u8ad6! \u7747\u5230\u773c\u706b\u7206! \u6975\u5fd9\u7684\u60c5\u6cc1\u4e0b, \u4f9d\u7136\u8981\u51fa\u500b post \u62c6\u89e3\u8b0a\u8a00\u6240\u5728!<\/p>\n

1. \u8dcc\u5dff\u501f\u9322\u96e3!<\/p>\n

\u53ea\u8981\u4f60\u624b\u982d\u6709\u6a13\u50f9\u9ad8\u6642\u7684\u9996\u671f,\u8981\u5728\u8dcc\u5dff\u501f\u8fd4\u8dcc\u5dff\u6642\u7684 loan \u5176\u5be6\u5514\u96e3, \u5982\u679c\u8dcc\u5dff\u501f\u5514\u5230\u9322, \u539f\u4f86\u4fc2\u9280\u884c\u5514\u80af\u501f, \u5481\u4f60\u5c31\u932f, \u4fc2\u56e0\u70ba\u9280\u884c\u5514\u77e5\u6a13\u5dff\u8dcc\u5230\u5e7e\u591a, \u70ba\u9632\u6b62\u4fe1\u8ca8\u98a8\u96aa, \u624d\u5514\u9858\u501f\u5481\u591a, \u5373\u4fc2\u597d\u53cb\u8b1b\u65e2\u4f30\u5514\u8db3\u50f9, \u73fe\u50f9 – \u4f30\u50f9\u7684 difference \u5c31\u4fc2 credit buffer, \u4ee5\u9632\u6a13\u5dff\u6709\u54a9\u4e8b, \u9280\u884c\u90fd\u6709\u4f4d\u8d70, \u5514\u6d17 CALL LOAN\u3002\u5982\u679c\u4f60\u9023\u8dcc\u5dff\u6642\u90fd\u8981\u501f 9 \u6210\u53bb\u8cb7\u6a13, \u5481\u6211\u597d\u660e\u78ba\u7684\u8b1b\u4e00\u53e5, \u4f60\u771f\u4fc2\u7121\u80fd\u529b\u8cb7\u6a13, \u5462\u9ede\u4fc2\u4e8b\u5be6, \u4f46\u5514\u6d17\u5931\u671b, \u770b\u57cb\u4ee5\u4e0b\u8b1b\u897f\u3002<\/p>\n

\u5982\u679c\u8dcc\u5dff\u6642, \u56e0\u70ba\u9280\u884c\u5514\u77e5\u4f60\u4efd\u5de5\u7a69\u5514\u7a69\u800c\u5514\u501f\u9322, \u5481\u6211\u8ad7\u5f9e\u4ee5\u5f80\u8dcc\u5dff\u7684\u6210\u4ea4\u53ef\u8aaa\u660e, \u5982\u679c\u8dcc\u5dff\u90fd\u6709MORGAGE \u505a\u5230, \u5481\u5373\u4fc2\u6a5f\u6703\u5f88\u5fae, \u7e3d\u597d\u904e, \u8dcc\u5dff\u6642\u771f\u4fc2\u7121\u5de6\u4efd\u5de5, \u800c\u53c8\u5728\u6a13\u50f9\u9ad8\u6642\u5165\u5de6\u5dff, \u88ab\u8feb\u65b7\u4f9b, \u505a\u9280\u4e3b\u76e4, \u505a\u8ca0\u8cc7\u7522\u3002\u9019\u662f\u8dcc\u5dff\/\u5347\u5dff\u90fd\u4fc2\u4e00\u6a23\u7684\u9053\u7406, \u4e26\u4e0d\u6703\u56e0\u70ba\u5347\u5dff\u6642\u8cb7\u5de6\u6a13\u800c\u53d7\u60e0!!<\/p>\n

2. \u9577\u671f\u6a13\u50f9\u90fd\u4fc2\u5347, \u5e7e\u9322\u8cb7\u90fd\u5514\u4fc2\u554f\u984c<\/p>\n

\u5148\u5514\u8a08\u5e7e\u5e74\u5f8c\u7684\u6a13\u7528\u5be6\u7528\u7387\u8a08\u50f9\u5462\u500b\u4ee4\u73fe\u5728\u7684\u767c\u6c34\u6a13\u50f9\u503c\u4e0b\u8abf\u56e0\u7d20\u3002\u6709\u4eba\u7528\u904e\u53bb 30 \u5e74\u6bd4, \u4f46\u5462\u500b\u8da8\u52e2\u4fc2 30 \u5e74\u524d, \u7528\u904e\u5f80\u7684 20 \u5e74\u6bd4, \u6a13\u50f9\u4fc2\u5347\u4fc2\u8dcc, \u5927\u5bb6\u4e00\u7747\u500b\u5716\u5df2\u77e5, \u5514\u7747\u5716, \u7528 97 \u50f9\u6bd4, \u5df2\u7d93\u5514\u6d17\u62d7! \u6211\u90fd\u540c\u610f 50 \u5e74\u5f8c, \u6a13\u50f9\u597d\u5927\u6a5f\u6703\u6bd4\u73fe\u5728\u9ad8, \u4f46\u660e\u986f, \u5462\u5169\u5e74\u7684\u6a13\u50f9\u4fc2\u56e0\u70ba\u7f8e\u570b\u91cf\u5316\u5370\u9322, \u800c\u505a\u5f97\u9280\u7d19\u8cb6\u503c, \u5e36\u91cd\u8cc7\u91d1\u6e67\u5165\u6a13\u5dff, \u5728\u8d85\u4f4e\u606f\u74b0\u5883\u4e0b, \u505a\u6210\u7684\u6a13\u6ce1\u73fe\u8c61, \u4f60\u73fe\u5728\u8cb7, \u548c\u9072 1,2  \u5e74\u8cb7, \u53ef\u80fd\u76f8\u5dee 50% \u7684\u6a13\u50f9, \u4ec0\u81f3 70%, \u7528 3 \u6210\u9322, \u6216 7 \u6210\u9322\u4fbf\u53ef\u8cb7\u76f8\u540c\u7684\u6771\u897f, \u53ef\u4e0d\u7b49\u4e0b? \u50bb\u4ed4\u90fd\u77e5\u8cb7\u5e73\u8ca8\u7e3d\u597d\u904e\u8cb7\u8cb4\u8ca8, \u5e6b\u4eba\u8cfa\u9322\u3002<\/p>\n

3. \u606f\u5e73\u8d81\u65e9\u9084\u591a d \u9322<\/p>\n

\u908a\u500b\u77e5\u5e7e\u6642\u52a0\u606f? \u5982\u679c\u53ea\u6709 3 \u5e74\u7684\u4f4e\u606f\u671f, \u6a13\u50f9\u6bd4\u591a 30% , \u4f60\u89ba\u5f97\u503c\u55ce? \u7528\u4e0b\u8166\u8ad7\u5c31\u77e5, \u5462 d \u9023\u5c0f\u5b78 6 \u5e74\u7d1a\u90fd\u5514\u6703\u53d7\u9a19! \u537b\u51fa\u65bc\u597d\u53cb\u6253\u624b\u53e3\u4e2d!! \u4f46\u5514\u597d\u5514\u8a18\u5f97, \u6bcf\u52a0 1% \u606f, \u4f60\u4f9b\u6a13\u8981\u4ffe\u5e7e\u591a\u9322\u606f, \u4f60\u9084\u6b3e\u671f\u4fc2\u5e7e\u591a\u5e74, \u6371\u9ad8\u606f\u8981\u6371\u5e7e\u591a\u5e74!\u5404\u570b\u90fd\u90e8\u7f72\u52a0\u606f\u7684\u5e74\u4ee3, \u4ef2\u61a7\u91cf\u6709\u5f88\u9577\u7684\u4f4e\u606f\u671f, \u771f\u4fc2\u9a19\u5c0f\u5b78\u751f! \u4fc2\u5514\u6703\u6c38\u9060\u6216\u9577\u671f\u4f4e\u606f\u7684!<\/p>\n

4. \u505a\u6a13\u5974 \u5e7e\u5341\u5e74<\/p>\n

\u9280\u7d19\u7684\u78ba\u6703\u8cb6\u503c, \u4f46\u6709\u500b\u8b5c, \u5176\u5be6\u6240\u8b02\u8cb6\u503c, \u53ea\u4fc2\u901a\u8139\u7684\u53e6\u4e00\u540d\u8a5e\u3002\u8ca8\u5e63\u7684\u50f9\u503c\u8981\u8996\u4e4e\u8cbf\u6613\u5e7e\u591a, \u51fa\u53e3\u591a\u5c11\u3002\u7576\u6642\u8a72\u8ca8\u5e63\u7684\u671f\u8ca8\u53ca\u7092\u8cb7\u72c0\u6cc1, \u800c\u6e2f\u5143\u8207\u7f8e\u5143\u639b\u52fe, \u9019\u5c31\u8981\u770b\u7f8e\u5143\u7684\u8d70\u52e2\u3002\u540c\u6a23\u4e00\u901a\u8139, \u4f60\u6a13\u7684\u5347\u503c\u80fd\u529b\u4ea6\u6703\u6e1b\u5c11, \u9019\u662f\u4e92\u76f8\u4f4e\u92b7\u7684, \u6700\u7c21\u55ae\u7684\u65b9\u6cd5\u4fc2\u5373\u8cfa\u5373\u7528, \u5481\u5c31\u53ef\u4ee5\u8207\u901a\u8139\u8d70\u8fd1\u3002\u5982\u679c\u8b1b\u4fdd\u503c, \u4e0d\u5982\u8cb7\u91d1, \u70ba\u4f55\u8cb7\u6a13? \u9577\u6c5f\u5be6\u696d 0001.hk \u5e7e\u5341\u5e74\u524d 5 \u868a, \u800c\u5bb6 120 \u5e7e… \u70ba\u4f55\u8cb7\u6a13? \u591a\u4e5c\u9918! 08 \u6700\u4f4e\u6642\u90fd\u4fc2 50 \u5e7e\u5143\u3002\u8db3\u8db3 10 \u500d, \u5982\u4ee5\u73fe\u50f9\u8a08, \u537b\u662f24\u500d\u3002\u800c\u4e14\u6a13\u8981\u7dad\u4fee\u8981\u6298\u820a, \u9019\u9ede\u53c8\u70ba\u4f55\u5514\u8a08? \u552f\u4e00\u53ef\u722d\u7684\u4fc2\u5730\u50f9, \u8207\u53ca\u53ef\u81ea\u4f4f\u5462 2 \u6a23, \u624d\u4f55\u70ba\u6a13\u5b87\u4f5c\u4fdd\u503c! \u770b\u770b\u800c\u5bb6\u653f\u5e9c\u63d0\u51fa\u7684\u9006\u6309\u63ed, d \u8001\u91ce\u5c31\u4fc2\u5f97\u8fd4\u5c64\u6a13\u54a9\u90fd\u7121, \u53c8\u672a\u6709\u4eba\u6536\u8cfc, \u98df\u90fd\u7121\u5f97\u98df, \u6709\u6a13, \u7121\u6a13, \u5230\u982d\u4f86\u90fd\u53ef\u80fd\u4fc2\u4e00\u6a23, \u7121\u8a71\u767e\u4efd\u767e\u4fdd\u8b49\u8cb7\u6a13\u53ef\u5b89\u4eab\u665a\u5e74!<\/p>\n

5. \u79df\u6a13\u90fd\u6709\u932f<\/p>\n

\u5462\u9ede\u5148\u7b11\u6b7b\u4eba, \u4ec0\u9ebc\u79df\u91d1\u53ea\u5347\u4e0d\u8dcc, ?
\n?\u7d19\u537b\u5927\u5e45\u8cb6\u503c, \u6a13\u50f9\u8dcc\u6642, \u4f60\u5c31\u5514\u6703\u53bb\u79df, \u4fc2\u8cb7\u5566\u3002\u4f55\u4f86\u6703\u4e00\u4e16\u90fd\u79df\u6a13? \u5982\u679c\u7121\u9322\u8cb7\u6a13, \u5481\u6a13\u50f9\u5e7e\u591a\u90fd\u7121\u95dc\u4fc2\u3002\u5373\u4f7f\u4e00\u4e16\u79df\u6a13\u53c8\u5982\u4f55? \u8d77\u78bc\u5514\u4f7f\u8ca0\u64d4 d \u54a9\u7dad\u6301, \u7b2c 3 \u8005\u8cac\u4efb\u3002\u696d\u4e3b\u7684\u79df\u91d1\u4fc2\u6309\u7576\u6642\u606f\u7387\u800c\u8abf\u7bc0\u7684, \u800c\u5bb6\u8b1b\u7dca\u6bcf\u5e74 5% \u56de\u5831, \u4fc2\u6309\u5dff\u503c\u73fe\u50f9, \u7576\u6a13\u50f9\u8dcc\u6642, \u6240\u8b02\u7684 5% \u4ea6\u6703\u4fc2\u6309\u6a13\u50f9\u73fe\u50f9\u8a08\u7b97, \u540c\u4f60\u7576\u6642\u8cb7\u5165\u7684\u50f9\u9322\u7d55\u7121\u4efb\u4f55\u95dc\u4fc2\u3002\u6a13\u50f9\u5514\u597d\u6642, \u79df\u91d1\u81ea\u7136\u5927\u5e45\u56de\u843d, \u4e00\u6a23\u4fc2\u8ddf\u606f\u7387\u884c\u3002<\/p>\n

6. \u8981\u59a5\u5354<\/p>\n

\u7121\u9322\u8cb7\u5dff\u5340\u6a13, \u81ea\u7136\u8981\u5f80\u5916\u79fb, \u5462\u9ede\u4fc2\u4e8b\u5be6!<\/p>\n

7. \u5206\u660e\u4fc2\u7092\u5bb6\u7092\u9ad8\u50f9<\/p>\n

\u5dff\u5834\u8b1b supply and demand, \u4f46 supply \u4ffe\u4eba\u58df\u65b7\u6642, \u5c31\u5514\u53ef\u4ee5\u6709\u4e00\u500b\u5dff\u5834\u50f9, \u4fc2 supply \u50f9\u60e1\u54c2, \u4e4b\u6240\u4ee5, water supply \u5514\u53ef\u4ee5\u7531\u79c1\u4eba\u6a5f\u69cb\u505a\u5c31\u4fc2\u5481\u89e3,\u5426\u5247, \u9999\u6e2f d \u7aae\u4eba, \u9023\u9999\u6e2f\u6c34\u5589\u6c34\u90fd\u7121\u8cc7\u683c\u98f2, \u597d\u591a\u7092\u5bb6\u4e00\u500b\u4eba\u8cb7\u5e7e\u500b\u55ae\u4f4d\u53c8\u5514\u653e, \u4e00\u5b9a\u8981\u62ac\u9ad8\u500b\u50f9\u5148\u80af\u653e, \u597d\u660e\u986f\u4fc2\u5c48\u4eba\u9ad8\u50f9\u8cb7\u8ca8, \u71b1\u9322\u6d41\u5165\u5c31\u4fc2\u5c0e\u81f4\u5462 d \u7092\u5bb6\u51fa\u73fe, \u505a\u5c31\u5de6\u500b\u5148\u5929\u4f4e\u606f\u74b0\u5883\u4ffe\u4f62\u5730, \u7528\u5f88\u4f4e\u6210\u672c\u5c31\u53ef\u6709\u5f88\u5927\u56de\u5831\u3002\u4f46\u71b1\u9322\u4e00\u6d41\u8d70, \u4f62\u5730\u53c8\u597d\u591a\u90fd\u71d2\u70ad, \u8d70\u4f6c\u6216\u8df3\u6a13, \u4e00\u822c\u5c0f\u5dff\u6c11\u53ca\u81ea\u4f4f\u8005, \u5514\u60f3\u71d2\u70ad, \u8df3\u6a13, \u5c31\u8feb\u4f4f\u7b49\u4f62\u5730\u7092, \u9020\u6210\u4eca\u65e5\u7684\u5c40\u9762!<\/p>\n

8. \u4e5c\u6709\u6a13\u5728\u6a13\u5dff\u5927\u8dcc\u6642\u53ef\u6297\u8dcc\u65e2\u54a9?<\/p>\n

\u5514\u6d17\u591a\u8b1b, \u770b\u770b\u4e2d\u539f\u6a13\u76e4\u904e\u5f80\u5c4b\u82d1\u8d70\u8da8\u5c31\u8aaa\u660e\u4e00\u5207! (\u9ede\u89e3\u7528 800 \u842c\u4f9b\u5b8c, \u90fd\u8981\u7528 500 \u842c\u8ce3?) \u597d\u7c21\u55ae\u906e, \u9019\u5c31\u662f\u6a13\u6ce1\u7206\u7834\u7684\u5f8c\u679c\u56c9! \u5514\u591a\u4f60\u4f01\u786c! \u597d\u4f3c\u7576\u5e74 97 \u904e\u842c\u4e00\u544e\u8cb7, \u5f8c\u4f86\u8981\u5e7e\u5343\u5143\u8ce4\u8ce3? \u7092\u5bb6\u8d70\u4f6c\u6642\u6240\u9020\u6210\u7684\u5927\u5288\u50f9\u4ea6\u662f\u90e8\u4efd\u56e0\u7d20… \u90e8\u4efd\u9ad8\u50f9\u8ffd\u5165\u7684\u696d\u4e3b\u8b8a\u6210\u9280\u4e3b\u76e4, \u65b7\u4f9b… \u52a0\u52a0\u57cb\u57cb\u9020\u6210\u6a13\u5dff\u4e0d\u666f\u6c23!!<\/p>\n

9. \u4f60\u5730\u7747\u5e7e\u591a\u6a13\u87f9\u652f\u6301\u5c31\u77e5\u5e7e\u591a\u4eba\u665a\u665a\u8a13\u5514\u8005, \u9760\u9019 7 \u5927\u8b0a\u8a00\u4f5c\u5b89\u773c\u66f2\u50ac\u7720\u5c31\u77e5!<\/font><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_seo_schema_type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[603689572],"tags":[],"class_list":["post-801","post","type-post","status-publish","format-standard","hentry","category-603689572"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p9lhKB-cV","jetpack_likes_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts\/801","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=801"}],"version-history":[{"count":1,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts\/801\/revisions"}],"predecessor-version":[{"id":4401,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts\/801\/revisions\/4401"}],"wp:attachment":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}