{"id":5497,"date":"2017-12-05T09:45:06","date_gmt":"2017-12-05T01:45:06","guid":{"rendered":"http:\/\/tokuhon.blog\/?p=5497"},"modified":"2018-03-01T22:20:06","modified_gmt":"2018-03-01T14:20:06","slug":"5497","status":"publish","type":"post","link":"https:\/\/tokuhon.blog\/?p=5497","title":{"rendered":"\u7f6e\u696d\u8ca1\u6280(5)\uff1a\u623f\u50f9\u66b4\u8dcc\u5f8c\uff0c\u6211\u9084\u6309\u6642\u9084\u6708\u4f9b\uff0c\u9280\u884c\u4e5f\u80fd\u6536\u8d70\u6211\u7684\u623f\u5b50\u55ce\uff1f\u2502\u812b\u82e6\u6d77"},"content":{"rendered":"

 <\/p>\n

\"v2-41ec2251ff75c11116666a480f86c1ab_r\"<\/p>\n

\u770b\u65b0\u805e\u8aaa\u9999\u6e2f\u91d1\u878d\u5371\u6a5f\u90a3\u6703\uff0c\u6709\u4eba\u4e4b\u524d\u9ad8\u50f9\u8cb7\u7684\u623f\u5b50\uff0c\u50f9\u683c\u8dcc\u4e86\u4e00\u534a\u591a\uff0c\u4ed6\u6536\u5165\u4e5f\u4e0d\u4f4e\uff0c\u80fd\u6309\u6642\u9084\u8cb8\uff0c\u53ef\u623f\u5b50\u9084\u662f\u88ab\u9280\u884c\u6536\u8d70\u4e86\uff0c\u9019\u662f\u771f\u7684\u55ce\uff1f\u73fe\u5728\u4e2d\u570b\u7684\u9280\u884c\u623f\u8cb8\u5408\u540c\u5230\u5e95\u600e\u9ebc\u898f\u5b9a\u7684\uff1f<\/p><\/blockquote>\n

1997-2003\u5e74\u4e00\u6d6a\u5927\u8dcc\u5e02\uff0c\u9999\u6e2f\u6a13\u50f9\u7531\u9ad8\u4f4d\u4e0b\u8dcc\u4e86\u5dee\u4e0d\u591a\u4e03\u6210\uff0c\u800c\u7576\u6642\u8cb7\u6a13\u662f\u4e09\u6210\u9996\u4ed8\u4e03\u6210\u6309\u63ed\uff0c\u8dcc\u591a\u65bc\u4e09\u6210\u5df2\u7d93\u662f\u8ca0\u8cc7\u7522\uff1b\u8dcc\u5920\u4e03\u6210\uff0c\u610f\u5473\u8457100\u842c\u7684\u6a13\u8dcc\u526930\u842c\uff0c\u800c\u9996\u4ed8\u8667\u76e1\u4e4b\u9980\uff0c\u9084\u8981\u5012\u6b20\u9280\u884c40\u842c\uff0c\u90a3\u9ebd\u9280\u884c\u6536\u6a13\u62cd\u8ce3\u666e\u4e0d\u666e\u904d\u5462\uff1f<\/p>\n

\u6839\u64da\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u6bcf\u500b\u5b63\u5ea6\u5747\u6709\u516c\u4f48\u8ca0\u8cc7\u7522\u4f4f\u5b85\u6309\u63ed\u8cb8\u6b3e\u7d71\u8a08\u6578\u64da\uff0c\u6700\u9ad8\u5cf0\u6642\u662f2003\u5e74\u7b2c2\u5b63\uff1a<\/p>\n

\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40- 2003\u5e74\u7b2c2\u5b63\u8ca0\u8cc7\u7522\u4f4f\u5b85\u6309\u63ed\u8cb8\u6b3e<\/a><\/span><\/p>\n

\u65bc2003\u5e746\u6708\u5e95\uff0c\u6574\u500b\u9280\u884c\u9ad4\u7cfb\u7684\u8ca0\u8cc7\u7522\u4f4f\u5b85\u6309\u63ed\u8cb8\u6b3e\u589e\u52a0\u81f3\u7d04106,000\u5b97\uff0c\u6d89\u53ca\u91d1\u984d1,650\u5104\u6e2f\u5143\uff0c\u4f30\u8a08\u9019\u4e9b\u8cb8\u6b3e\u7684\u7121\u62b5\u62bc\u90e8\u5206\u7d04\u503c360\u5104\u6e2f\u5143\u3002\u65bc2003\u5e743\u6708\u5e95\uff0c\u8ca0\u8cc7\u7522\u4f4f\u5b85\u6309\u63ed\u8cb8\u6b3e\u7d0483,000\u5b97\uff0c\u6d89\u53ca\u91d1\u984d1,350\u5104\u6e2f\u5143\uff0c\u7121\u62b5\u62bc\u90e8\u5206\u7d04\u503c290\u5104\u6e2f\u5143\u3002<\/p><\/blockquote>\n

\u9019\u610f\u5473\u8457\u751a\u9ebd\uff1f\u5c31\u662f\u670910.6\u842c\u500b\u8ca0\u8cc7\u7522\u55ae\u4f4d\u4ecd\u7136\u5728\u9280\u884c\u624b\u4e2d\u3002<\/p>\n

\u81f3\u65bc\u4e2d\u570b\u7684\u60c5\u6cc1\uff0c\u76f8\u4fe1\u6c92\u6709\u4eba\u80fd\u5920\u7b54\u4f60\uff0c\u56e0\u70ba\u4e2d\u570b\u6839\u672c\u5c31\u5f9e\u4f86\u6c92\u6709\u8a66\u904e\u5927\u9762\u7a4d\u7684\u8ca0\u8cc7\u7522\u60c5\u6cc1\uff0c\u4f46\u570b\u969b\u4e0a\u9280\u884c\u591a\u6578\u53ea\u6703\u5728\u62d2\u7d55\u9084\u6b3e\u7684\u60c5\u6cc1\u4e0b\u6536\u6a13\uff0c\u7406\u8ad6\u4e0a\u9280\u884c\u53ea\u95dc\u5fc3\u6709\u6c92\u6709\u4fe1\u8cb8\u9055\u7d04\uff0c\u81f3\u65bc\u6a13\u50f9\u7684\u5347\u8dcc\u4e26\u4e0d\u662f\u4e3b\u8981\u7684\u8003\u616e\u3002<\/p>\n

\u800c\u5728\u9999\u6e2f\uff0c\u5373\u4f7f\u5728\u6a13\u50f9\u4e0a\u5347\u7684\u6642\u5019\u4e5f\u6703\u6709\u9280\u884c\u6536\u6a13\uff0c\u4e3b\u8981\u7684\u539f\u56e0\u662f\u696d\u4e3b\u5728\u62d6\u6b20\u4e09\u671f\u4f9b\u6b3e\u5f8c\uff0c\u5c31\u6703\u767c\u4fe1\u8981\u6c42\u62b5\u62bc\u4eba\u5373\u6642\u9084\u6b3e\uff0c\u82f1\u6587\u5c31\u662fCall Loan\u3002\u9019\u7a2e\u60c5\u6cc1\u5728\u9999\u6e2f\u5176\u5be6\u662f\u6709\u5f97\u89e3\u7684\uff0c\u5c31\u662f\u5728\u7269\u696d\u5347\u503c\u5f8c\uff0c\u5c07\u7269\u696d\u8f49\u6309\u5230\u53e6\u5916\u4e00\u9593\u9280\u884c\uff0c\u5728\u80fd\u5920\u63d0\u4f9b\u8db3\u5920\u7684\u6536\u5165\u8b49\u660e\u4e4b\u4e0b\uff0c\u65b0\u7684\u9280\u884c\u6703\u6309\u5347\u503c\u4e86\u7684\u4f30\u503c\u8a08\u7b97\u6309\u63ed\uff0c\u696d\u4e3b\u53ef\u4ee5\u4f4e\u606f\u5957\u53d6\u4e00\u5b9a\u7684\u984d\u5916\u6309\u63ed\uff0c\u4fd7\u7a31\u300c\u52a0\u6309\u300d\u3002<\/p>\n

\u9019\u4e00\u90e8\u4efd\u6216\u8005\u4e0d\u5bb9\u6613\u660e\u767d\uff0c\u7b46\u8005\u8209\u4e00\u500b\u4f8b\u5b50\uff1a<\/p>\n

\u539f\u7269\u696d100\u842c\uff0c\u9996\u4ed840\u842c\uff0c\u6309\u63ed60\u842c\uff0c\u696d\u4e3b\u6309\u6642\u4f9b\u6b3e\uff0c\u9664\u606f\u5f8c\u5047\u8a2d\u5927\u7d04\u9084\u4e8610\u842c\uff0c\u6b64\u6642\u6a13\u5b87\u6de8\u503c\u662f(100\u842c-60\u842c+10\u842c)50\u842c\u3002<\/p>\n

\u7269\u696d\u5347\u503c\u5230150\u842c\uff0c\u540c\u6a23\u5730\u6309\u516d\u6210\u6309\u63ed\u8a08\uff0c\u7406\u8ad6\u4e0a\u53ef\u4ee5\u505a\u6309\u63ed(150×60%))90\u842c\u5143\uff0c\u6b64\u6642\u696d\u4e3b\u8f49\u6309\u7684\u8a71\uff0c\u9280\u884c\u53ef\u8cb8\u51fa90\u842c\u3002\u7531\u65bc\u696d\u4e3b\u6b20\u524d\u9280\u884c\u662f(60\u842c-10\u842c)50\u842c\uff0c\u5373\u984d\u5916\u7684\u6309\u63ed\u662f40\u842c\uff0c\u5982\u6b64\u9019\u822c\uff0c\u696d\u4e3b\u5c31\u80fd\u5957\u53d6\u73fe\u91d140\u842c\u3002<\/p>\n

\u90a3\u9ebd\uff0c\u696d\u4e3b\u9664\u4e86\u53ef\u4ee5\u5c07\u6b64\u6b3e\u9805\u53e6\u4f5c\u7528\u9014\u5916\uff0c\u9084\u53ef\u4ee5\u4ee5\u4e4b\u511f\u9084\u6bcf\u6708\u4f9b\u6b3e\u3002<\/p><\/blockquote>\n

\u81f3\u65bc\u4e2d\u570b\u7684\u9280\u884c\u561b\uff0c\u76f8\u4fe1\u662f\u4e0d\u5bb9\u8a31\u9019\u5957\u7a7a\u624b\u5957\u5229\u7684\u64cd\u4f5c\u3002<\/p>\n

=====\u5206\u5272\u7dda=====<\/p>\n

\u5728\u9999\u6e2f\u627f\u9020\u6309\u63ed\uff0c\u8981\u63d0\u4f9b\u8db3\u5920\u7684\u6536\u5165\u8b49\u660e\uff0c\u9084\u8981\u904e\u58d3\u529b\u6e2c\u8a66\uff0c\u5728\u52a0\u606f\u82e5\u5e72\u4e4b\u4e0b\u4ecd\u7136\u6709\u8db3\u5920\u9084\u6b3e\u80fd\u529b\u624d\u6703\u6279\u7684\uff0c\u6240\u4ee5\u6c92\u6709\u4e0d\u9760\u8b5c\u7684\u4eba\u80fd\u5920\u505a\u6309\u63ed\u3002<\/p>\n

\u57282010\u5e748\u6708\uff0c\u91d1\u7ba1\u5c40\u767c\u51fa\u6307\u5f15\uff0c\u9280\u884c\u5728\u8655\u7406\u6309\u63ed\u7533\u8acb\u6642\uff0c\u9808\u70ba\u6309\u63ed\u7533\u8acb\u4eba\u9032\u884c\u300c\u58d3\u529b\u6e2c\u8a66\u300d\uff0c\u8981\u6c42\u5728\u73fe\u6642\u4e4b\u6309\u606f\u6c34\u5e73\u4e0b\uff0c\u7533\u8acb\u4eba\u7684\u6309\u63ed\u6bcf\u6708\u4f9b\u6b3e\u984d\u4e0d\u53ef\u4ee5\u8d85\u904e\u5176\u6bcf\u6708\u6536\u5165\u4e4b\u4e00\u534a\uff0c\u800c\u4e14\u5982\u679c\u6309\u606f\u4e0a\u53473%\uff0c\u6309\u63ed\u4f9b\u6b3e\u4ea6\u4e0d\u53ef\u4ee5\u8d85\u904e\u501f\u6b3e\u4eba\u6bcf\u6708\u6536\u5165\u4e4b60%\u6c34\u5e73\u3002\u82e5\u7533\u8acb\u4eba\u7533\u8acb\u984d\u5916\u6309\u63ed\u878d\u8cc7\u4ee5\u81f4\u5176\u6574\u9ad4\u6309\u63ed\u6210\u6578\u8f03\u91d1\u7ba1\u5c40\u6b63\u5e38\u6240\u5bb9\u8a31\u7684\u6700\u9ad8\u6309\u63ed\u6210\u6578\u8d85\u904e20\u500b\u767e\u5206\u9ede\uff0c\u5247\u58d3\u529b\u6e2c\u8a66\u4e0b\u7684\u5165\u606f\u6bd4\u7387\u5c07\u8abf\u81f355%\u3002<\/p>\n

=====\u5206\u5272\u7dda=====<\/p>\n

\u300c\u8f49\u6309\u300d(Remortgage)\u662f\u5c07\u623f\u7522\u91cd\u65b0\u6309\u63ed\uff0c\u5229\u7387\u4ecd\u7136\u662f\u9280\u884c\u7684\u5229\u7387\uff0c\u800c\u4e14\u4e4b\u524d\u90a3\u9593\u9280\u884c\u7684\u6b20\u6b3e\u5df2\u9084\u6e05\u3002<\/p>\n

\u6240\u8b02\u300c\u4e8c\u62b5\u300d(Second Mortgage)\uff0c\u5728\u9999\u6e2f\u662f\u6307\u300c\u52a0\u6309\u300d\uff0c\u5c31\u662f\u5728\u4ecd\u7136\u6709\u4e00\u6309\u6b20\u6578\u4e4b\u4e0b\uff0c\u5411\u53e6\u5916\u4e00\u9593\u8ca1\u52d9\u6a5f\u69cb\uff08\u975e\u9280\u884c\uff09\u62b5\u62bc\uff0c\u5229\u7387\u6bd4\u9280\u884c\u9ad8\u5f97\u591a\uff0c\u8b8a\u76f8\u6b20\u4e86\u5169\u689d\u8cb8\u6b3e\u3002<\/p>\n

\u4ec0\u9ebc\u53eb\u623f\u7522\u4e8c\u62b5,\u623f\u7522\u4e8c\u62b5\u984d\u5ea6\u5982\u4f55\u8a08\u7b97\uff1f_\u6469\u723e\u9f8d<\/a><\/p>\n

\u5728\u9999\u6e2f\uff0c\u4e0d\u5c11\u4eba\u501f\u4e86\u8ca1\u4ed4\u4e8c\u6309\uff0c\u800c\u8d70\u4e0a\u4e0d\u6b78\u8def\uff0c\u5e74\u606f15-20%\uff0c\u600e\u6a23\u9084\uff1f<\/p>\n

=====\u5206\u5272\u7dda=====<\/p>\n

\u9999\u6e2f\u6709\u4e00\u5957\u5065\u5168\u7684\u300c\u623f\u5730\u7522\u91d1\u878d\u300d\uff0c\u800c\u5728\u66f8\u5e97\u88e1\u5f88\u591a\u66f8\u6559\u4eba\u73a9\u9019\u500b\u904a\u6232\uff0c\u5e7e\u5e74\u524d\u7b46\u8005\u90fd\u51fa\u904e\u4e00\u672c\u3002\u5373\u6240\u8b02\u300c\u5514\u5920\u4eba\u73a9\u5c31\u73a9\u57cb\u4e00\u4efd\u300d\u3002<\/p>\n

\u4f8b\u5b50\uff1a\u5728\u9999\u6e2f\uff0c\u5411\u9280\u884c\u505a\u6309\u63ed\uff0c\u8981\u6709\u56db\u6210\u9996\u671f\uff1b\u4f46\u662f\u9996\u6b21\u7f6e\u696d\u8005\u900f\u904e\u300c\u6309\u63ed\u4fdd\u96aa\u300d\uff0c\u53ea\u9700\u898110%\u9996\u4ed8\uff0c\u4e26\u4e14\u4fdd\u8cbb\u662f\u53ef\u4ee5\u4e0a\u6309\u63ed\u7684\u3002\u82e5\u679c\u9023\u6a13\u50f9\u768410%\u4e5f\u5132\u4e0d\u5230\uff0c\u660e\u986f\u4e0d\u662f\u793e\u6703\u7684\u932f\u3002<\/p>\n

\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8The Hong Kong Mortgage Corporation Limited<\/a><\/p>\n

\"v2-8f372ba97a50a754050378fa01fbe41b_hd\"<\/figure>\n

\u9999\u6e2f\u5730\u6709\u4e9b\u4eba\u559c\u611b\u626e\u4f5c\u8cb7\u4e0d\u8d77\u6a13\u4f86\u640f\u540c\u60c5\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

  \u770b\u65b0\u805e\u8aaa\u9999\u6e2f\u91d1\u878d\u5371\u6a5f\u90a3\u6703\uff0c\u6709\u4eba\u4e4b\u524d\u9ad8\u50f9\u8cb7\u7684\u623f\u5b50\uff0c\u50f9\u683c\u8dcc\u4e86\u4e00\u534a\u591a\uff0c\u4ed6\u6536\u5165\u4e5f\u4e0d\u4f4e\uff0c\u80fd\u6309\u6642\u9084\u8cb8\uff0c\u53ef\u623f\u5b50 […]<\/p>\n","protected":false},"author":5,"featured_media":10818,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false},"categories":[603688771],"tags":[602196676,603689666,603689665],"class_list":["post-5497","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-property","tag-602196676","tag-603689666","tag-603689665"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/tokuhon.blog\/wp-content\/uploads\/2018\/02\/v2-41ec2251ff75c11116666a480f86c1ab_r.jpg?fit=720%2C405&ssl=1","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/s9lhKB-5497","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts\/5497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5497"}],"version-history":[{"count":5,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts\/5497\/revisions"}],"predecessor-version":[{"id":12260,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/posts\/5497\/revisions\/12260"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=\/wp\/v2\/media\/10818"}],"wp:attachment":[{"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tokuhon.blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}